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If you read the Wall Street Journal or Barron’s Magazine this last week, you will see that Barron’s listed Joseph J. Janiczek of Janiczek Wealth Management in its 2018 listing of top advisors in the nation.

This represents the fifth year in a row we made this prestigious list, adding to our tradition of making many top investment and wealth management lists and/or rankings going all the way back to 2001.

 

This latest award adds to top advisor lists published in or by:

  • The Wall Street Journal
  • Barron’s Magazine
  • Financial Times
  • AdvisoryHQ
  • Worth Magazine
  • Mutual Funds Magazine
  • NAPFA

Janiczek® Wealth Management specializes in serving high net worth investors (portfolios $1.5 million to $20-million) and ultra-high net worth investors (portfolios $20-million+). The firm is a pioneer in Evidence Based Investing (EBI), Strength Based Wealth Management® (SBWM) and in fiduciary (legally need to do what is in best interest of clients), fee-only (no sales of products or commissions earned), full-disclosure (no undisclosed arrangements) and full-breadth (EBI and SBWM together is our full breadth solution) investment and wealth management services.

Mr. Janiczek, our Founding Partner, has been awarded the patent on Systems and Methods for Optimizing Wealth and is the author of Absolute Financial Freedom (which was named Best Business/Finance Book of the Year by CIPA in 2001), Investing from a Position of Strength and co-author (with Tony Jeary) of Family Wealth: Being Strategic about Your Family Legacy.

To begin exploring how our expertise and proprietary services can assist you, call us at 303-721-7000. Cathy Wegner, our Director of New Client Engagements will be glad to begin the conversation and, if appropriate, arrange a conversation or meeting with one of our advisors.

*Sources: Barron’s March 2018, 2017, 2016, 2015, 2014; Advisory HQ 2018, 2017, 2016; Financial Times June 2017, 2015; Five Star Professional November 2016, 2015, 2014, 2013, Mutual Funds Magazine January 2001; NABCAP September 2010, 2011, 2013; Worth Magazine July 2002, January 2004, October 2004, October 2008; Wealth & Finance International, October 2014, CIPA, 2001.

*Disclosure: Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Janiczek Wealth Management is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Janiczek Wealth Management by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

Janiczek® Wealth Management is pleased to announce we have once again been named among the TOP RANKED WEALTH MANAGERS IN DENVER COLORADO by AdvisoryHQ. This ranking adds to a long list accolades going as far back as 2001 and as recent as 2018, including:

  • Barron’s
  • Financial Times
  • AdvisoryHQ
  • Worth Magazine
  • Mutual Funds Magazine
  • NAPFA
  • CIPA (best Business/Finance Book of the Year)

Janiczek® Wealth Management specializes in serving high net worth investors (portfolios $1.5 million to $20-million) and ultra-high net worth investors (portfolios $20-million+). The firm is a pioneer in Evidence Based Investing (EBI), Strength Based Wealth Management® (SBWM) and in fiduciary (legally need to do what is in best interest of clients), fee-only (no sales of products or commissions earned), full-disclosure (no undisclosed arrangements) and full-breadth (EBI and SBWM together is our full breadth solution) investment and wealth management services.

Mr. Janiczek, our Founding Partner, has been awarded the patent on Systems and Methods for Optimizing Wealth and is the author of Absolute Financial Freedom, Investing from a Position of Strength and co-author (with Tony Jeary) of Family Wealth: Being Strategic about Your Family Legacy.

To begin exploring how our expertise and proprietary services can assist you, call us at 303-721-7000. Cathy Wegner, our Director of New Client Engagements will be glad to begin the conversation and, if appropriate, arrange a conversation or meeting with one of our advisors.

 

*Sources: Barron’s March 2018, 2017, 2016, 2015, 2014; Advisory HQ 2018, 2017, 2016; Financial Times June 2017, 2015; Five Star Professional November 2016, 2015, 2014, 2013, Mutual Funds Magazine January 2001; NABCAP September 2010, 2011, 2013; Worth Magazine July 2002, January 2004, October 2004, October 2008; Wealth & Finance International, October 2014, CIPA, 2001.

*Disclosure: Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Janiczek Wealth Management is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Janiczek Wealth Management by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

 

What separates the ordinary from the extraordinary? I believe consistently doing the best with what you have with daily choices and actions. In a word: habits!

When you use the power of choice and habit, outside forces play a secondary role. It doesn’t matter how educated you are, what occupation you choose, how much you earn or who you know. What does matter is what you do with what you have today.

Habits Make the Difference

For instance, take Gladys Holm who, as a secretary, earned no more than $15,000 a year throughout her life. Yet she left $18 million dollars to a hospital for heart disease research when she passed away! Gladys had the opportunity to invest in her employers’ stock over her career and she did. She also had the opportunity to invest in other stocks (like all of us do) and she did. She had the opportunity to participate in her employer’s stock option plan and did. Notice the trend… she had many opportunities and took advantage of each one to the degree she could with her modest salary. She became known for driving her fire-engine red Cadillac and delivering teddy bears to children at a local hospital in her Chicago neighborhood.

You might need to evaluate your comfort zone to see if it is holding you back!

As a practicing financial advisors who conduct hundreds of financial review meetings a year, we can say with authority that financial stagnation in some form hinders most people.

Financial stagnation is a state of impaired action – when you are stuck in an inactive state due to some fear, conflict, or mental block. A classic example is avoiding participating in the stock market for fear of losing money while simultaneously feeling stressed about dismal bond or money market returns. Another classic example is delaying to create or update your estate plan, even though you are exposed to more taxation than necessary or have family members who would suffer the consequences of an unoptimized or incomplete plan.  Financial stagnation may be isolated to one financial domain, such as investments or estate planning, or may be present across many financial domains.

I have witnessed how exciting it can be when people plagued by inaction for 10 years or more make more progress in one year than they did in the previous decade by confronting the root cause(s) of their stagnation. You will feel tremendous relief and personal satisfaction by identifying and confronting the causes of any financial stagnation you are experiencing.

Are you making up your plan as you go along?

Powerful changes in today’s world are empowering individuals and consumers like no other time in history. But as our employment, political and social circles rapidly change, we seek ways to cope, survive and thrive under these new circumstances. While providing tremendous opportunities on one end, they challenge our beliefs and security blankets on the other. These changes can at first seem alarming because they not only allow us to be our best but actually demand us to be our best. How do we handle all of this change? What do we do?

The turbulence of our times demands strong finances and habits that can be effective in all economic climates. With the breakdown of employment security, it is a dangerous moment in history not to have our finances in tip-top shape. To face the future with poor financial flexibility and stamina creates a severe disadvantage. Therefore, the economic and job stability we cannot find in the outside world must be created within our own personal finances.

What Are Your Own Possibilities?

You can't take it with youSometimes, the pursuit of wealth can leave a void in our lives—a place left empty because we lacked the energy or time to pursue a dream. There is a saying: “Wealth is not an end, it is a means to an end.” The problem is that the complexity of creating wealth and the subsequent financial planning often gets in the way of seeing and pursuing an end truly aligned with your highest purpose in life.

My life’s work has been focused on this critical unmet need. I hope to help people see the possibilities that open up once you escape from the chaos and confusion that characterize so much of the wealth management field today. I absolutely know it is possible to put a large portion of wealth management on automatic; I have built the system, structure, support and discipline to achieve this; and I’ve seen how using these benefits helps people define and achieve their highest ambitions. This approach is both effective and rewarding.

Clients are surprised sometimes when I ask them about their higher purpose and possibilities. It is not that they feel I’m prying; they just don’t expect an advisor to be concerned with such matters. I tell them that these are the most important questions for them to consider when it comes to financial planning.

Does intelligence equate with investment management success?

Intelligence does not necessarily lead to expertise in every area- especially when it comes to investing.

What might it take to succeed in investing? Intelligence alone? You have to be intelligent to get into Mensa. They only accept applicants with IQs that place them in the top 2 percent of the population. One might expect that if Mensa members formed an investment club, their returns would exceed market averages, or at least match them. In actuality, between 1986 and 2001, while the S&P 500 was returning a robust 15.3% annually, the Mensa Investment Club had average returns of 2.5% per year.

How did these geniuses and near geniuses manage such poor results in such a strong market? Their basic problem was a lack of discipline. Instead of using their intellects to determine a sound investment approach and sticking with it, they got sidetracked into exploring trendy new tools and theories of how to predict market trends. When one strategy didn’t work they tried another. They made frequent trades, thus increasing their transaction costs. In short, they provided a perfect example of Warren Buffett’s comment: “Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ.” Common sense and discipline will beat erratic genius every time.

At this point in your journey toward financial strength, you already may have great momentum. All you need to reach the goal line is to exercise self-control in a few vital areas. I call these personal finance disciplines the High Five because they are the key to achieving your highest potential in life. They are:

  • Saving Awareness and Control
  • Spending Awareness and Control
  • Work Ethic
  • Goal-Setting
  • Learning

 

By automating or delegating a huge share of the discipline needed to master wealth, you can reserve your energy for situations when it is needed most. This is one of the secrets of the successful people with whom I have the privilege to work. They devote their best to challenges associated with their greatest ambitions, rather than squandering valuable energy on secondary pursuits.

Janiczek Wealth Management has once again been named one of the Top 12 Financial Advisors in Denver, Colorado Springs, and Boulder Best-Financial-Advisors-in-Colorado-minColorado by AdvisoryHQ. To read the full article/review “Janiczek Wealth Management – A Beacon of Light for High Net Worth Individuals.”

Now in its 27th year serving high net worth investors (those with investment portfolios of $2 million to $20 million) and ultra-high net worth investors (those with investment portfolios of $20 million+) in Denver, Colorado Springs, Boulder, Aspen, Vail, Beaver Creek, Summit County, Snowmass areas of Colorado and in approximately 24 other States in U.S.A., we are proud our Evidence Based Investing (EBI) and patented Strength Based Wealth Management® (SBWM) system and services helps to “unleash” our clients from the complexities of wealth so they can flourish with their good fortune.

Joseph-mediumThe financial markets are now closed for the year and with all of the theatrics the verdict is in. Those investors with the following five characteristics prevail over those who fall victim to a host of mistakes and unsuccessful approaches:

  1. Investing from a superior position of financial strength.
  2. Being well prepared for a range of possible outcomes.
  3. Having an investment philosophy and approach you can confidently stick with and win with through thick and thin.
  4. Tuning out the noise, taming the emotion and focusing on what you can control.
  5. Investing for long-term success and, in the process, avoiding anxiety-toxic predictions, moves, comparisons, concentrations and traps.


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*Ranked/Named among Top, Best and Most Exclusive Advisors sources: Barron's March 2016, 2015, 2014; Advisory HQ March 2016; Financial Times June 2015; Five Star Professional November 2015, 2013, 2012,2011, 2010, 2009; Mutual Funds Magazine January 2001; NABCAP September 2010, 2011, 2013; Worth Magazine July 2002, January 2004, October 2004, October 2008; Wealth & Finance International, October 2014. Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Janiczek Wealth Management is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Janiczek Wealth Management by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Janiczek Wealth Management), or any non-investment related content, made reference to directly or indirectly on this website will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this website serves as the receipt of, or as a substitute for, personalized investment advice from Janiczek Wealth Management To the extent that a viewer has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Janiczek Wealth Management is neither a law firm nor a certified public accounting firm and no portion of the website content should be construed as legal or accounting advice. If you are a Janiczek Wealth Management client, please remember to contact Janiczek Wealth Management, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. A copy of the Janiczek Wealth Management current written disclosure statement discussing our advisory services and fees is available upon request.

TM & Copyright 2017, Janiczek Wealth Management. All rights reserved.