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Your Wealth. Optimized.

Who do we serve?

For financially successful individuals and their families, who are taking responsibility for their wealth and want to be
confident they’re making smart choices, Janiczek is the only wealth management firm in the nation offering
Complete Wealth Optimization™ via its talented team and patented system.

At Janiczek Wealth Management we dedicate ourselves to optimizing your wealth, with you and for you, seeking to help
you to flourish financially and realize the future and freedom you desire.

What services do we provide?

Portfolio Management

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You take your investments seriously. So do we. You conscientiously strive to make rational decisions. We use a highly disciplined approach called Evidence Based Investing that filters out market noise and emotional distractions. We believe that puts your portfolio in a stronger position to grow successfully and sustainably.

 

 

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Wealth Management

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What your wealth means to you and what you want to achieve with it is very personal.  We understand that, which is why we patented the Strength Based Wealth Management ® discipline, using a color-coded dashboard that highlights strengths and areas to improve. Together, we’ll plan your personal and enduring wealth management strategy.

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Retirement Planning

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Retirement is really about freedom as it relates to time, money, and relationships. Planning for it is a journey. We have developed many custom concepts and tools to enhance your every step from transition through retirement. As you’d expect, your personal plan will connect seamlessly with our portfolio and wealth management services, so you can be free to make the most of your retirement.

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How Does Janiczek® Differ From the Others?

Janiczek® Wealth Management

Fiduciary

Fiduciary

Legally bound to do what is in your best interest 100% of the time.

Fee-only

Fee-only

We simply charge an investment management fee based upon the size of your account – so we do better when you do better - and charge flat, pre-defined and agreed upon financial planning and management fees when you need and want any additional specialized services.

Deep Relationship

Deep Relationship

We have crafted unique ways to keep as much of the complexity behind the scenes and provide you with a variety of “perspective advantages” and check-in “experiences” designed to keep you clear, confident, focused and on-track.

Proprietary Dashboards & Analysis

Proprietary Dashboards & Analysis

We’ve gone the extra mile to organize and make sense out of your financial situation so we can advise you in the most important and meaningful ways. One look at our proprietary dashboards and analysis and you will intuitively see the difference over all others.

Well Recognized & Awarded

Well Recognized & Awarded

We are consistently name among the top wealth advisors in the nation*. In addition, our leadership has been recognized with a Gold Medal for Best Business/Finance Book of the Year* and we were awarded a patent for our Systems and Methods for Optimizing Wealth innovation.  Our position as thought leaders is well documented.

Some Money Managers

Not a Fiduciary 100% of the Time

Not a Fiduciary 100% of the Time

Not legally bound to do what is in your best interest 100% of the time.

Not Fee-only

Not Fee-only

Don’t be fooled by slide-of-hands and words. ”Fee-based” for instance, means fees and the possibility of commissions. Undisclosed arrangements can mean other entities they or their employer owns can receive additional compensation when they sell/recommend their affiliated company products. All this means bias and you’d have to constantly maintain a buyer-beware stance (not what you want with an advisor). If their business card or website says “Securities Offered by…” this is a warning sign that another relationship exists that you should be concerned about.

“Dually Licensed” Sales Rep

“Dually Licensed” Sales Rep

Means they are licensed to receive commissions as a broker/registered representative and may also be registered as a registered investment advisor to charge fees for planning. Problem is, part-time fiduciary, part-time salesperson and you may never know when they change hats.

Shallow Relationship

Shallow Relationship

Some people who call themselves advisors may in fact be an annuity salesperson, insurance agent or stockbroker with a narrow focus that is not designed to help you master money or tailor you balance sheet or portfolio around your broader needs. This can cause you to miss addressing important needs, weaknesses or vulnerabilities. If the extent of their interview is to find out how much you have available to put into their product, use great caution and consult a comprehensive advisor before acting on any proposal or pitch no-matter how good it sounds.

Complexity & Confusion

Complexity & Confusion

Beware of planning processes, analysis and reports and investment portfolios and vehicles that are so complex you are tempted to relent and just say “yes” and hope and pray you will be fine and do well. We think a “false sense” of security or insecurity is harmful to those working with advisors who have not gone the extra mile to provide clarity, simplicity and precise direction.

Too Small or Too Big

Too Small or Too Big

General offerings, by either “small guys” or “giants” have their limitations. Small guys, to us, are small independent advisors with small shops that lack the horsepower (systems, staff/team, technology, tools, cash flow freedom (to constantly innovate), unique experience and business model sustainability to offer a viable long-term solution the high and ultra-high net worth investors we serve want and need. Giants, to us, are large institutions and bureaucracies that may have some desirable scale and advantages we want to utilize in our mix of portfolios and services (we often use giants like Schwab, Vanguard, Blackrock, JP Morgan, Dimensional, etc. within our solution and portfolios***) but at the point of contact/relationship are too big, in our opinion, to offer a unique specialized experience tailored to a niche with unique tools and touch points like ours.

Focused on You and Your Needs

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High Net Worth Individuals

Individuals and Families with investment portfolios of $1 million to $20 million
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High Net Worth Individuals

Net worth, including portfolio, residence(s), business and real estate interests and personal property typically ranges between $3 million and $25 million.

Our new high net worth clients often seek to:

  • Improve investment performance
  • Clarify financial strengths and vulnerabilities and take appropriate action to resolve
  • Optimize investment, tax, estate or retirement results

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Our new high net worth clients often seek to:

  • Upgrade professional support to manage wealth
  • Spend less time managing and worrying about finances and investments
  • Address needs arising from a substantial increase in income, assets, benefits, or net worth
  • Protect against exposure to economic and/or investment dangers
  • Implement a systematic approach to build and protect wealth, lifestyle and future
  • Simplify the day-to-day management of finances and investments

Ultra-High Net Worth Individuals

Individuals and Families with investment portfolios of $20 million or more
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Ultra-High Net Worth Individuals

Net worth, including above portfolio, residence(s), business and real estate interests, and personal property typically ranges between $25 million and $200 million.

Our new ultra-high net worth clients often seek to:

  • Address significant needs arising from a substantial increase in income, assets, benefits or net worth
  • Upgrade professional support to manage wealth
  • Build and protect wealth, lifestyle and future

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Most common goals and objectives of new ultra-high net worth clients:

  • Educate adult kids and/or grandkids on responsible management of finances
  • Improve investment performance
  • Protect against exposure to economic and/or investment dangers
  • Reduce or avoid estate taxes
  • Spend less time managing wealth
  • Take advantage of every opportunity to optimize investment, tax, estate or retirement results
  • Identify financial strengths and vulnerabilities and take action to address them

Three Advantages
You Won’t Find Anywhere Else

Handling Special Situations in a Special Way

Here are eight segments of high and ultra-high net worth individuals we serve so regularly, we have tailored specialty service tracks,
to augment our normal service line-up, to address your special needs, circumstances and opportunities even more precisely:

A Brief Interview Worth Watching

Watch our founder, Joseph Janiczek, interviewed on the
Elite Advisor Program by Dr. Robert Neiderman.

Download Janiczek’s Most Popular Guides

While you will likely hire us to handle most of the details, it never hurts for you to become more aware of the important concepts, tools and techniques used to achieve certain financial planning, retirement planning, portfolio management or wealth management objectives. This is why we are offering FREE guides at no cost or obligation to you.

Use the guides as a resource for yourself and… when the topic comes up in conversations with colleagues and friends…
let us know and we’d be happy to give you a copy to give to them.

How to Properly Prepare
for Retirement

Download

How to Properly Transition
to Retirement

Download

Now Retired, Now What?

Download

2022 Investment Outlook

Download

For more Informative Guides click here