How We Differ
Smart and Sophisticated with the Human Touch
We’ve uniquely positioned ourselves to provide you with the right relationship, approach and specialized expertise on one end of the spectrum and the right system, technologies and institutional players on the other. Your success and peace of mind guides our way.
Janiczek® Wealth Management
Fiduciary
Legally bound to do what is in your best interest 100% of the time.
Fee-only
We simply charge an investment management fee based upon the size of your account – so we do better when you do better - and charge flat, pre-defined and agreed upon financial planning and management fees when you need and want any additional specialized services.
Deep Relationship
We have crafted unique ways to keep as much of the complexity behind the scenes and provide you with a variety of “perspective advantages” and check-in “experiences” designed to keep you clear, confident, focused and on-track.Proprietary Dashboards & Analysis
We’ve gone the extra mile to organize and make sense out of your financial situation so we can advise you in the most important and meaningful ways. One look at our proprietary dashboards and analysis and you will intuitively see the difference over all others.Well Recognized & Awarded
We're consistently named among the top wealth advisors in the nation*. (See Awards and Accolades) In addition, our leadership has been recognized with a Gold Medal for Best Business/Finance Book of the Year* and we were awarded a patent for our Systems and Methods for Optimizing Wealth innovation.
Some Money Managers
Not a Fiduciary 100% of the Time
Not legally bound to do what is in your best interest 100% of the time.Not Fee-only
Don’t be fooled by slide-of-hands and words. ”Fee-based” for instance, means fees and the possibility of commissions. Undisclosed arrangements can mean other entities they or their employer owns can receive additional compensation when they sell/recommend their affiliated company products. All this means bias and you’d have to constantly maintain a buyer-beware stance (not what you want with an advisor). If their business card or website says “Securities Offered by…” this is a warning sign that another relationship exists that you should be concerned about.Shallow Relationship
Some people who call themselves advisors may in fact be an annuity salesperson, insurance agent or stockbroker with a narrow focus that is not designed to help you master money or tailor you balance sheet or portfolio around your broader needs. This can cause you to miss addressing important needs, weaknesses or vulnerabilities. If the extent of their interview is to find out how much you have available to put into their product, use great caution and consult a comprehensive advisor before acting on any proposal or pitch no-matter how good it sounds.Complexity & Confusion
Beware of planning processes, analysis and reports and investment portfolios and vehicles that are so complex you are tempted to relent and just say “yes” and hope and pray you will be fine and do well. We think a “false sense” of security or insecurity is harmful to those working with advisors who have not gone the extra mile to provide clarity, simplicity and precise direction.Too Small or Too Big
General offerings, by either “small guys” or “giants” have their limitations. Small guys, to us, are small independent advisors with small shops that lack the horsepower (systems, staff/team, technology, tools, cash flow freedom (to constantly innovate), unique experience and business model sustainability to offer a viable long-term solution the high and ultra-high net worth investors we serve want and need. Giants, to us, are large institutions and bureaucracies that may have some desirable scale and advantages we want to utilize in our mix of portfolios and services (we often use giants like Schwab, Vanguard, Blackrock, JP Morgan, Dimensional, etc. within our solution and portfolios***) but at the point of contact/relationship are too big, in our opinion, to offer a unique specialized experience tailored to a niche with unique tools and touch points like ours.Janiczek® Wealth Management
Fiduciary
Fiduciary
Legally bound to do what is in your best interest 100% of the time.
Fee-only
Fee-only
We simply charge an investment management fee based upon the size of your account – so we do better when you do better - and charge flat, pre-defined and agreed upon financial planning and management fees when you need and want any additional specialized services.
Deep Relationship
Deep Relationship
We have crafted unique ways to keep as much of the complexity behind the scenes and provide you with a variety of “perspective advantages” and check-in “experiences” designed to keep you clear, confident, focused and on-track.
Proprietary Dashboards & Analysis
Proprietary Dashboards & Analysis
We’ve gone the extra mile to organize and make sense out of your financial situation so we can advise you in the most important and meaningful ways. One look at our proprietary dashboards and analysis and you will intuitively see the difference over all others.
Well Recognized & Awarded
Well Recognized & Awarded
We're consistently named among the top wealth advisors in the nation*. (See Awards and Accolades) In addition, our leadership has been recognized with a Gold Medal for Best Business/Finance Book of the Year* and we were awarded a patent for our Systems and Methods for Optimizing Wealth innovation.
Some Money Managers
Not a Fiduciary 100% of the Time
Not a Fiduciary 100% of the Time
Not legally bound to do what is in your best interest 100% of the time.
Not Fee-only
Not Fee-only
Don’t be fooled by slide-of-hands and words. ”Fee-based” for instance, means fees and the possibility of commissions. Undisclosed arrangements can mean other entities they or their employer owns can receive additional compensation when they sell/recommend their affiliated company products. All this means bias and you’d have to constantly maintain a buyer-beware stance (not what you want with an advisor). If their business card or website says “Securities Offered by…” this is a warning sign that another relationship exists that you should be concerned about.
Shallow Relationship
Shallow Relationship
Some people who call themselves advisors may in fact be an annuity salesperson, insurance agent or stockbroker with a narrow focus that is not designed to help you master money or tailor you balance sheet or portfolio around your broader needs. This can cause you to miss addressing important needs, weaknesses or vulnerabilities. If the extent of their interview is to find out how much you have available to put into their product, use great caution and consult a comprehensive advisor before acting on any proposal or pitch no-matter how good it sounds.
Complexity & Confusion
Complexity & Confusion
Beware of planning processes, analysis and reports and investment portfolios and vehicles that are so complex you are tempted to relent and just say “yes” and hope and pray you will be fine and do well. We think a “false sense” of security or insecurity is harmful to those working with advisors who have not gone the extra mile to provide clarity, simplicity and precise direction.
Too Small or Too Big
Too Small or Too Big
General offerings, by either “small guys” or “giants” have their limitations. Small guys, to us, are small independent advisors with small shops that lack the horsepower (systems, staff/team, technology, tools, cash flow freedom (to constantly innovate), unique experience and business model sustainability to offer a viable long-term solution the high and ultra-high net worth investors we serve want and need. Giants, to us, are large institutions and bureaucracies that may have some desirable scale and advantages we want to utilize in our mix of portfolios and services (we often use giants like Schwab, Vanguard, Blackrock, JP Morgan, Dimensional, etc. within our solution and portfolios***) but at the point of contact/relationship are too big, in our opinion, to offer a unique specialized experience tailored to a niche with unique tools and touch points like ours.
Reasons to Avoid "Too Large"
of a Firm
- You feel like a small fish in a HUGE pond
- Corporate driven client experience
- Bureaucratic and impersonal
- “Cookie cutter” approach to planning
- Frequent team turnover
Perfect Size Firm
Janiczek Wealth Management
- You instantly feel you are in the right place, with the right people, doing the right things
- Nationally recognized, independent, fee-only, with over a 30-year track record of success
- Relationship based, highly personalized, boutique client experience
- Big firm resources enabling unique investment and planning opportunities
- Proprietary, patented systems and technology driven by client input
- Direct access to firm decision-makers
- 100 combined years of team experience, exclusively spent at JWM with an average tenure of over 10 years
Reasons to Avoid "Too Small"
of a Firm
- You feel like a big fish in a TINY pond
- Small support team, lack of specialists
- Limited resources: narrow investment, planning opportunities
- Unsophisticated technology
- Succession risk – one team member away from firm closing
Awards & Accolades
Janiczek® is proud to have been recognized as an industry leader in a variety of ways.
Ready to Talk?
Whenever you are ready...here are three ways we can help you gain clarity and act with more confidence and direction:
- Want a free Investment Review? Our investment team will look at key indicators related to your portfolio and provide comments on observed portfolio strengths, weaknesses and/or vulnerabilities.Just email cathy@janiczek.com with “Investment Review” in the subject line.
- Want a free Retirement Review? Our retirement specialists will examine your path on the Stages of Financial Freedom and provide useful comments and observations based upon their findings.Just email cathy@janiczek.com with “Retirement Review” in the subject line.
- Ready to meet with us to pinpoint exact ways to upgrade your support and results where you need it most?Just email cathy@janiczek.com with “Let’s Talk” in subject line or call her directly at 303-339-4480 to begin the conversation and set up a Discovery Session with our pros.
