Your successful business is a wonderful asset that deserves your attention and continued focus to grow and optimize. In fact, we want to help you, in ways we describe below, grow and nurture your business into the future for as long as you seek to make this asset a vibrant part of your balance sheet and life.
We also want to help you build your complete personal finances and fitness in a smart, sophisticated and tailored way. This is where we help you take a step back and look at your balance sheet and cash flow in light of your business and other resources you’ve accumulated to see just where you are strong and where you are weak.
What’s Your Game Plan?
Is it your game plan to keep your business on your balance sheet long term? Is it your game plan to build it up to a certain point and then sell? Is it your game plan to simply take it a year or two at a time? We think these are all viable options and have strategies to help business owner clients pursue each route.
Regardless of which path you are on, we know that giving you a broader look at your complete wealth picture can help you add new dimensions of strength and success to your overall finances. Is adding investment properties to your mix a solid plan? How much of your assets dedicated to personal property is comfortably within your means? Should you build more resources in the Safety asset category or are you over liquid, considerably more conservative than you need? How much have you accumulated in Market assets and what and why should you have a target here? How about incorporating tax smart techniques into your approach?
Ways we Can Help You Build Your Business
We are very active in the entrepreneurial world. We are actively engaged with large networks of successful business owners studying the best techniques and approaches to continue to grow successful businesses in the face of exponential technological change. We are also engaged with top consultants, advisors and specialists of a variety of forms. As we work with you, we are happy to turn you on to best practices and best people that we and others have found transformative.
Ways we Can Help You Build Your Fortune
There’s a big difference between a “good fortune” and a “great fortune.” There’s also a big reason why business owners are notorious for falling into the “lost fortune” category. This is where our traditional wealth management tools and services can help you go from good to great and stay far away from the causes of lost fortunes.
Here’s the top ten proprietary tools we have to help you:
Why? We know of no-other financial analysis and plan that better organizes and provides as much clarity (on strengths, weaknesses and vulnerabilities) and direction (on what to do next) to clients. This plan is a staple that supports all of the portfolio management, wealth management and retirement planning services we provide.
Why? We know of no-other tool that provides as intuitive and prioritized a sense of what to be confident about and what to act on next. It’s another staple that supports all of our portfolio management, wealth management and retirement planning services.
We know of no-other review meeting agenda and supporting exponential teamwork and technology that is as effective at keeping clients optimally informed (with important “perspective advantages”), confident and on track nor as streamlined in coordinating and completing prioritized follow-up actions.
Why? We know of no-better financial stress-testing and scenario testing tool and proprietary process, to help clients zero into adequate accumulation, spending, balance sheet, lifestyle protection, portfolio management, retirement and estate wealth transfer decisions.
Utilized early on in our new client start-up process to accelerate progress and overcome the root cause of opportunities for improvement, we know of no other methodology as effective at pinpointing root causes of stagnation and helping clients break through ceilings of complexity.
Why? We know of no-other deep-dive interview process, tool and representation of a client’s prioritized values, goals, relationships, circumstances and interests, that can more clearly, intuitively and concisely put our clients and all of their trusted advisors (first and foremost us and our clients) on the same page.
A staple for decades, this proprietary visual tool and process, helps clients review (and learn from) their past, get clear about their present, and vividly articulate their ideal financial future. We know of no other financial planning tool that aids portfolio management, wealth management and retirement planning discussions and reviews in such an elegant, universally understood and articulated way. Overlaid with other more sophisticated analysis and tools, and interjected with new developments, such as recent advancements in longevity, this fundamental tool helps keep clients and trusted advisors from drifting away from top priorities and the big picture.
Even though clients hire us to handle most of the details, it never hurts for interested clients to maintain an informed understanding of key investment and economic conditions (Dangers, Opportunities, Threats & Strengths). Accordingly, we continually filter through investment and economic data and analysis obtained from our research partners and/or created by our investment team and compile a dozen or so “perspective advantages” we believe can help our clients better understand the “lay of the land.” We believe efforts to avoid being emotionally hijacked by fear- or greed-based hype or intellectually hijacked by obsessed narrow-thinking (by definition a condition hampered by broader and deeper blind spots) is an important aspect of successful portfolio management. Our specially prepared Quarterly Investment & Conditions Deck is our proactive solution to this common problem.
Modern-day financial management involves having instant access to accurate information on every aspect of your wealth and instant access to a support team equipped to help you. Enter J-Vault, a secure (encrypted and dual verification) desktop and mobile application that gives you access to up-to-date information on every aspect of your finances. Check out these features:
- Instant secure access to your balance sheet, with the balances of banking, investment and even credit card accounts and mortgages automatically updated every 15-minutes.
- Instant secure access to all of your financial and personal records, such as insurance policy records, estate plan documents, passport copies, account numbers, and a trusted advisor team directory.
- User defined automated alerts (such as “Reminder, your quarterly tax payment is due in 30 days” ) and reports (such as “Here’s your updated Financial Snapshot”).
Coupled with telephone, email, chat, and soon, texting access to our service team (during business hours), clients have unprecedented access to the information and support they need TO GET THINGS DONE!
- User defined full or limited access to other trusted people, such as your CPA and estate attorney, so they have access to the information they need for their roles.
The standard statements sent out to clients by most financial institutions, in our opinion, have lacked elegance in function and design for decades. Consequently, we think many investors have been handicapped by the lack of useful portfolio allocation and performance information organized in a simple to read and fully aggregated and consolidated report. Have you ever looked at your statements (or online portals) and found it difficult to understand your allocation, performance and other useful attributes about your overall consolidated position or one single account or registration within your household? Our Portfolio Snapshot™ Reports (and online portals) have been custom designed by us with the aim to provide our clients with a clarity advantage. First and foremost, our job is to provide you with a well-allocated and managed portfolio. In our mind, the job is not done until we clearly provide you with quality snapshots that keep you confident and well-informed about the thoughtful construction and management of your portfolio.