Why it’s essential- for wholeness and happiness’ sake – to connect high levels of financial freedom
and independence with highly desirable and meaningful life goals.
Napoleon Hill said that “Desire is the starting point of all achievement.” For over 30-years, Janiczek Wealth Management has exclusively focused on helping high and ultra-high net worth individuals achieve and enjoy exceptional levels of financial freedom and independence.
Many will be surprised to learn that one of the secret-sauce ingredients of our unique system is to connect the exceptional financial means of our clients with highly desirable non-financial life outcomes.
As the saying goes, wealth is not an end, it’s a means. So, it is not enough to only have the financial means part of the equation defined and functioning.
It’s essential to have your financial means and life ends lined up in such a whole, integrated and harmonious way that great new, enduring and persuasive levels of possibility, meaning and happiness can arise. And, even with great accomplishment and success, it is critical – at all ages – to continually reach for a bigger, better and brighter future. We all have our memory (past), our present and our imagination (used to create a mental picture of some ideal/better future state) as powerful human resources and learning how to best harness and utilize them to serve us and grow is just as important a task as learning to create, harness and utilize wealth.
If even the possibility of this ideal outcome is something you are interested in and desirous of, read on. Our life’s work has been all about discovering and examining such intricacies. Unlike most, not only do we have our own lives and finances to examine on this same journey, but also hundreds of other clients and families, young and old, to team up and be on this journey together and continually pinpoint and optimize best practices. It’s the huge perspective and virtuous cycle advantage we have and is what fuels our constant innovation and testing that ultimately becomes (when proven useful and beneficial) mainstream components of our Complete Wealth Solution.
The Six Transformations
Those who know us well know how deeply and widely we go – whatever it takes – to get to the essence of success as simply and elegantly as we can. All of our work and tools, many that took us decades to develop and master, can now be summarized into one hexagon graphic depicting six key outcomes we believe are the essence of wealth mastery. We call it the Complete Wealth Solution.
In summary:
- Step one is to transform your wealth, portfolio and tax management to achieve specific standards of excellence measured by our patented system and color-coded dashboard. Clients can begin making progress with this transformation in formidable ways within 90 days of starting on the Complete Wealth Solution and this progress can continue to build momentum for decades.
- Step two is to transform the professional support you have to keep your wealth, portfolio and tax management optimized, through constant change, in a fraction of the time it formerly took you. Clients can begin to experience this transformation within 90 days and continue to build capability and confidence as the support received across trusted advisors becomes more integrated, timely and dynamic.
- Step three is to transform a semi-annual pulse routine that keeps you confident, on-track and making great progress. This session features exponential technology and teamwork to make further strides in achieving maximum results in a fraction of the time otherwise required. Clients begin experiencing this transformation after participating in their first semi-annual clarity session with us and when they repeat this unique experience every six months to stay on top of matters and dynamically adjust (proactively and reactively) to internal and external changes.
- Step four is to augment and transform your life by connecting your exceptional financial means to highly desirable ambitions you have across twelve key dimensions of your life. We have a variety of ways to integrate life enrichment and enhancement best practices into the mix and this Life Optimization Plan is the crown-jewel approach recommended for the best results. This is what this article is all about – life enrichment and enhancement.
What “Transformed Life Enhancement” is all About
We’ve written volumes of books, white papers and articles and literally own the patent on Systems and Methods for Optimizing Wealth, which is what the first three steps (and five components) of our comprehensive system are all about. If you are interested in learning more about any of these, our website has a plethora of details on this extensive body of work.
This article is all about the life enrichment and enhancement component. So, let’s dig into this exciting topic.
Want to Flourish?
The Oxford Dictionary defines “flourish” as: To grow or develop in a healthy or vigorous way, especially as the result of a particularly favorable environment.
Synonyms of flourish are grow, thrive, prosper, develop, burgeon, increase, multiply, proliferate, spring up, bloom, blossom, bear fruit, burst forth. Would you agree with me that you would enjoy flourishing financially AND across your life in ways that are important and meaningful to you?
Long ago, we developed the Janiczek Total Client Interview process consisting of 60 to 100 key questions that dig into what a client is really after in life. We can tell you that the values, goals, relationships, impact and interests that this interview process revealed can easily be categorized into clients desiring to flourish in different ways that are enriching and most important to them. It’s a very personal and private examination, reflection and projection of what is most important to them and is, in one way, the essence of “ends” they are after with their significant financial “means.”
It is a great accomplishment and privilege to be able to flourish in one dimension of life, such as a flourishing career, business or personal finances. It is, of course, amazing when one is able to also flourish in multiple dimensions, such as financial, marriage, family, and health/fitness. It is even better if one is able to flourish across additional categories that enrich and enhance life experience, such as flourishing, in addition to the above categories, socially (friends/networks), spiritually, mentally (emotionally), quality of life (lifestyle) and so on.
This is where, as we studied and lived the topic and guided many clients interested in connecting their financial means with such important life ends that we developed our FLOURISH! 360™ concept, wrote a book (we will release it in the future) on FLOURISH!™ and Flourish! Activators™ and ultimately created the Life Optimization Plan™ to be the crown jewel – for interested clients – of the series of proprietary tools in our arsenal to serve clients, including our far more financially technical but equally needed and contributive Wealth Optimization Plan™, Tax Optimization Plan™ and Portfolio Optimization Plan™ for clients.
Enter the Life Optimization Plan™
While we designed our Complete Wealth Solution to be a service that handles most of the heavy lifting behind the scenes for clients, while strategically involving, advising and collaborating with clients at key points, we realized the Life Optimization Plan needed to be a highly organized tool that involves and engages clients in a very powerful and beneficial process tailored to the pace and preferences of our clients.
We simply know, some clients are enthusiasts totally into thinking about and continually refining and tweaking what they do to live as thoughtful and ever-growing and nurtured a life as they can, and some clients operate in a more intuitive/less methodical way to get the results they want. So, we created a tool and process meant to meet clients exactly where they are and advance them forward in the best way we know how.
The real power of the Life Optimization Plan are the five tools we created to launch clients right into a transformative process that helps them build a highly motivating custom plan tailored exactly to what they are most desiring. Young, middle age, pre-retired, at-retirement, post-retirement and never-retire clients will all create plans for flourishing across twelve critically important dimensions of life in ways completely aligned with their very own set of ambitions, interests, and values. The tool is an evergreen process clients can repeat from time to time, updating, refining, course correcting as categories naturally move between red, yellow and green rating statuses (see rating system below). An accompanying Flourish! 360 desktop and mobile application, Flourish! 360 live events and online events and other beneficial add ons may be added over time to build upon the experience.
Like every tool and experience we create, we take a topic you likely have handled in some conscious and likely many unconscious ways and unravel it and take it to a much more detailed, organized and conscious state. This will allow you to experience some important insights and upgrades that will ultimately naturally transition back to a new elevated unconscious state that achieves more desired results for you intuitively.
Creating your Life Optimization Plan takes some time and work but the payoff can be HUGE. It is exciting and liberating as you confront comfort zones, blind spots, or areas of known or unknown negligence or dysfunction and set the stage for rejuvenation, regeneration, reinvention and new possibilities.
We zeroed into twelve domains that consistently were mentioned by clients during our Total Client Profile interviews. These twelve categories represent the essence of our Flourish! 360 concept and to the best of our knowledge represent a level of wholeness that contribute to a life of infinite growth, integrity, love, beauty, justice, truth, goodness and order!
Here are the twelve Flourish! 360 categories:
Flourish! 360 Rating System
Clients of ours know the value of an intuitive color-coded rating system. Our Wealth Optimization Dashboard, with red (vulnerable), yellow (issue) and green (strength) ratings is a staple of how we help clients understand where and why to be confident and where and why to act on a financial issue or vulnerability.
For our Flourish! 360 Ratings, we took the same concept and simply made the color red (significant unresolved/unaddressed issue(s)), yellow (important unresolved/unaddressed issue(s)) and green (healthy growing/flourishing state). You will subjectively self-rate yourself with this tool, from time to time, in order to help you assess the lay of the land, see progress and/or deterioration and prioritize what you want to tackle next. To be green does not mean all is perfect (you “arrived”) in the category. It simply means the category is in a healthy growing state with consistent action being taken resolving/addressing issues and pursuing your goals. Since each category has rather infinite possibility, we assume you will always be in a healthy state of motion with each of them – and this is really all it takes to succeed.
Five Guiding Principles & Five Powerful Tools (the secret sauce)
While the organizing structure provided thus far regarding Flourish! 360 can be helpful and useful to clients, the real power of the Life Optimization Plan is the Five Guiding Principles and Five Powerful Tools built into the plan. Simply put, there are huge intellectual shortcuts in how one would optimally put together and utilize a Life Optimization Plan and this is the secret sauce that takes this concept and tool from a helpful run of the mill goal setting exercise to a transformational life experience. Yes, we designed this to be totally life changing in many wonderful ways and our continuous interaction with clients will help us make it better and better over time!
Follow the five guiding principles and utilize the five tools as designed (all revealed to those who get the tool) and a massive change (transformation) in desired results is highly probable and possible. Think about that for a moment. Significant improvements in life enrichment and enhancement results tailored to what you are most interested in and desiring and tailored to our best understanding of a life of wholeness, meaning, enduring happiness and purpose.
It will take commitment and courage, and as with any personal life growth, as mentioned, will be slightly uncomfortable at times. Here is the difference. The most successful people we see achieving such life enrichment and enhancement results on an ongoing basis create their own short-term discomfort (such as examining their life and setting a goal they do not yet know how to achieve) in order to build beneficial new capabilities and confidence into the future. They know the mild short-term discomfort is nothing compared to the significant long-term discomfort that can arise out of neglecting any one or more of these areas. The answer is to proactively prime the pump regarding these matters in a natural way that harmoniously synchronizes well in your life – making beautiful music.
This is what deliberate, proactive living in a virtuous and harmonious cycle is all about. In fact, because each of the twelve categories support each other in a synergetic way, progress and growth in one category helps optimize and right size overcompensating activities in another category that may have un-optimally been in place in the past because of some related cross-category deficit or disorder. This is another important reason why life enrichment and enhancement are an integral part of the Complete Wealth Solution. The Flourish! 360 ensemble of 12 important life dimensions to grow and nurture is our best answer to how to bridge financial means to desirable life ends.
How Flourish! 360 and the Life Optimization Plan Can Greatly Enhance Wealth, Portfolio & Tax Optimization Results
Let’s review again why life enhancement has been a component of the Complete Wealth Solution since the beginning and how this seemingly unrelated self-help personal topic actually plays a critical role in optimal wealth, portfolio and tax management.
Whether you study the topic of flow states or study simple or complex systems you will come to learn that inputs and outputs matter and are interconnected. A flow state or simple or complex system that has more input volume than output volume collapses. Those with input and output synchronized in an integrated way flourish. It’s why vibrant flowing rivers, with plenty of tributaries, have life, plants, trees, animals and people/towns flourishing around them and stagnant water with no place to go, such as the Dead Sea, become lifeless dumps literally poisoning and killing what’s in and around it.
Now think carefully about this: The freedom of time, money, relationship and purpose that your financial mastery, security and independence continually helps manifest in your life (the inputs) need a continuous flow of life enrichment and enhancement goals (outputs) to keep your life synchronized in an integrated and harmonious way. This is what Flourish! 360 and our Life Optimization Plan is all about.
Want Your Very Own Life Optimization Plan?
While our plan is to make this new tool completely available to all clients in 2022 on, we first will conduct a trial roll-out of the tool to a limited number of clients to measure results and work out any kinks or optimizations. Does the concept of this tool resonate in such a way and/or fit your timing or desire so well that you want to be included in either Trial 1, 2 or 3 in 2021?
If so, email us ASAP at cathy@janiczek.com or call us at 303-339-4480 and let us know. If you are not a client yet and this component of the Complete Wealth Solution is interesting to you, reach out in the same way and let us know. We might be able to put you on a fast track that includes the trial roll-out of this tool along with the other critical components of the Complete Wealth Solution.
Part of our trial is to measure how much natural interest, desire and motivation there is for this component. In addition to volunteers to participate in the trial roll-out, we’d love to hear any thoughts and comments you have (pro or con) about this added optional feature to the sixth component (Life Enhancement) of the Complete Wealth Solution. Your opinion and thoughts matter to us more than you could know. Please write Mr. Janiczek, who championed this tool from original idea to what it is today, with any comments, suggestions or questions. He’d love to hear from you.
Thank You.
