I like to begin with the end in mind. What level of financial strength and vitality is really needed to enjoy a distinct advantage during opportunistic and threatening times?
I could really use a breath of fresh air. What’s the best way to increase my Cash Flow Confidence right now?
I have a portfolio that needs better management and some extra cash to deploy when the time is right. What’s your investment outlook
I’m trying to get a better read on the situation. What “perspective advantages” can help me filter through the Noise, Hype and Data Overload?
Tie it all together for us. What single report will help us best understand how to upgrade our financial and investment plan and approach?
I’d love a second opinion assessment of where I stand. Who can answer my immediate questions and coordinate a free portfolio, retirement and/or wealth management review?
What Services Do You Provide?
Smart, Sophisticated and Tailored
Approaching investing with a conscientious, explicit and judicious use of current best evidence can be a relief. This is why we manage portfolios via a highly disciplined approach called Evidence Based Investing (EBI). EBI seeks to filter through noise, information, hype and emotion in order to make reasoned investment decisions void of as much Investor Behavior Penalty as possible.
MoreWe’ve pioneered the discipline of Strength Based Wealth Management® (SBWM). SBWM is a comprehensive approach to building and maintaining high levels of financial strength, agility, flexibility and endurance. Our color-coded Wealth Optimization Dashboard™, the centerpiece of our patented system, provides sophisticated and unsophisticated clients with a great intuitive understanding of strengths and weaknesses.
MoreWe've helped many people prepare for, transition to and keep their finances strong and healthy during retirement. We have developed many concepts, tools and methodologies to make the most of each of these phases. Since retirement is really about the freedom of time, money, relationship and purpose, our work here folds in seamlessly with our portfolio management and wealth management services.
MoreHow Does Janiczek® Differ From the Others?
Janiczek® Wealth Management
Fiduciary
Fiduciary
Legally bound to do what is in your best interest 100% of the time.
Fee-only
Fee-only
We simply charge an investment management fee based upon the size of your account – so we do better when you do better - and charge flat, pre-defined and agreed upon financial planning and management fees when you need and want any additional specialized services.
Deep Relationship
Deep Relationship
We have crafted unique ways to keep as much of the complexity behind the scenes and provide you with a variety of “perspective advantages” and check-in “experiences” designed to keep you clear, confident, focused and on-track.
Proprietary Dashboards & Analysis
Proprietary Dashboards & Analysis
We’ve gone the extra mile to organize and make sense out of your financial situation so we can advise you in the most important and meaningful ways. One look at our proprietary dashboards and analysis and you will intuitively see the difference over all others.
Well Recognized & Awarded
Well Recognized & Awarded
We’ve been named among the top, best and most exclusive wealth advisors in the nation multiple times*. From being named on top lists*, to being awarded a Gold Medal for Best Business/Finance Book of the Year**, to being awarded a patent for our Systems and Methods for Optimizing Wealth innovation, to be authors of numerous books, guides, tools and processes, our position as a thought leaders is well documented.
Some Money Managers
Not a Fiduciary 100% of the Time
Not a Fiduciary 100% of the Time
Not legally bound to do what is in your best interest 100% of the time.
Not Fee-only
Not Fee-only
Don’t be fooled by slide-of-hands and words. ”Fee-based” for instance, means fees and the possibility of commissions. Undisclosed arrangements can mean other entities they or their employer owns can receive additional compensation when they sell/recommend their affiliated company products. All this means bias and you’d have to constantly maintain a buyer-beware stance (not what you want with an advisor). If their business card or website says “Securities Offered by…” this is a warning sign that another relationship exists that you should be concerned about.
“Dually Licensed” Sales Rep
“Dually Licensed” Sales Rep
Means they are licensed to receive commissions as a broker/registered representative and may also be registered as a registered investment advisor to charge fees for planning. Problem is, part-time fiduciary, part-time salesperson and you may never know when they change hats.
Shallow Relationship
Shallow Relationship
Some people who call themselves advisors may in fact be an annuity salesperson, insurance agent or stockbroker with a narrow focus that is not designed to help you master money or tailor you balance sheet or portfolio around your broader needs. This can cause you to miss addressing important needs, weaknesses or vulnerabilities. If the extent of their interview is to find out how much you have available to put into their product, use great caution and consult a comprehensive advisor before acting on any proposal or pitch no-matter how good it sounds.
Complexity & Confusion
Complexity & Confusion
Beware of planning processes, analysis and reports and investment portfolios and vehicles that are so complex you are tempted to relent and just say “yes” and hope and pray you will be fine and do well. We think a “false sense” of security or insecurity is harmful to those working with advisors who have not gone the extra mile to provide clarity, simplicity and precise direction.
Too Small or Too Big
Too Small or Too Big
General offerings, by either “small guys” or “giants” have their limitations. Small guys, to us, are small independent advisors with small shops that lack the horsepower (systems, staff/team, technology, tools, cash flow freedom (to constantly innovate), unique experience and business model sustainability to offer a viable long-term solution the high and ultra-high net worth investors we serve want and need. Giants, to us, are large institutions and bureaucracies that may have some desirable scale and advantages we want to utilize in our mix of portfolios and services (we often use giants like Schwab, Vanguard, Blackrock, JP Morgan, Dimensional, etc. within our solution and portfolios***) but at the point of contact/relationship are too big, in our opinion, to offer a unique specialized experience tailored to a niche with unique tools and touch points like ours.
Who Do We Serve?
High Net Worth Individuals
Individuals and Families with investment portfolios of $1 million to $20 million
Read More
High Net Worth Individuals
Net worth, including above portfolio and personal residence(s), business and real estate interests and personal property typically ranges between $3 million and $25 million.
Most common goals and objectives of new high net worth clients:
- I need to improve my investment performance and management.
- I need more clarity about my financial strengths, weaknesses and vulnerabilities and what to do about them.
- I’m concerned I haven’t taken advantage of every opportunity to optimize my investment, tax, estate or retirement results.
Most common goals and objectives of new ultra-high net worth clients:
- I’m concerned I haven’t taken advantage of every opportunity to optimize my investment, tax, estate or retirement results.
- I lack the systems and upgraded professional support to manage my wealth the way it ought to be managed.
- My wealth management takes up too much of my time and thought.
- I need to address significant needs arising from a substantial increase in income, assets, benefits or net worth.
- I’m concerned about my exposure to economic and/or investment dangers.
- I lack a plan and systematic approach to building and protecting my wealth, lifestyle and future.
- I need to effectively deal with a large inflow of assets.
- I seek to simplify the day-to-day management of my finances and investments.
Ultra-High Net Worth Individuals
Individuals and Families with investment portfolios of $20 million or more
Read More
Ultra-High Net Worth Individuals
Net worth, including above portfolio and personal residence(s), business and real estate interests and personal property typically ranges between $25 million and $200 million.
Most common goals and objectives of new high net worth clients:
- I need to address significant needs arising from a substantial increase in income, assets, benefits or net worth.
- I lack the systems and upgraded professional support to manage my wealth the way it ought to be managed.
- I lack a plan and systematic approach to building and protecting my wealth, lifestyle and future.
Most common goals and objectives of new ultra-high net worth clients:
- I need to address significant needs arising from a substantial increase in income, assets, benefits or net worth.
- I lack the systems and upgraded professional support to manage my wealth the way it ought to be managed.
- I lack a plan and systematic approach to building and protecting my wealth, lifestyle and future.
- I need to effectively deal with a large inflow of assets.
- I want to help my adult kids and/or grandkids learn to master wealth.
- I need to improve my investment performance and management.
- I’m concerned about my exposure to economic and/or investment dangers.
- I seek to simplify the day-to-day management of my finances and investments.
- My wealth management takes up too much of my time and thought.
- I want to reduce or avoid taxes on my estate.
- I’m concerned I haven’t taken advantage of every opportunity to optimize my investment, tax, estate or retirement results.
- I need more clarity about my financial strengths, weaknesses and vulnerabilities and what to do about them.
Three Advantages
You Won’t Find Anywhere Else
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The Stages of Financial Freedom®
Your path on the Stages of Financial Freedom is critically important. Using this tool, we will pinpoint where you have been, where you are (including the current trajectory and velocity) and most importantly, where you want to go (your ideal future path forward) and zero into mitigating what's holding you back and putting in place what will help you progress forward with the greatest ease.
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The Wealth Optimization Dashboard™
Financial strength is a great advantage. Financial strength can help you sleep better, invest better and live better. Financial weakness and vulnerability are the antithesis of each of these advantages.
An additional proprietary tool you will have access to as a client of Janiczek® is our Wealth Optimization Dashboard, complete with simple to understand green (financial strength), yellow (financial weakness) and red (financial vulnerability) ratings across 35 Essential Strengths®. This tool simply helps us pinpoint the actions that will advance you forward and build your financial strength, agility, flexibility and endurance where we believe it is needed most.
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The Flourish! Model™
To flourish is to grow or develop in a healthy or vigorous way, especially as the result of a particularly favorable environment.* We’ve pinpointed seven traits, called Flourish! Activators™, which represent the short list of milestones, from practical to profound, we aim to help our clients reach in order to flourish at higher and higher levels. From being Well Informed, Well Focused, Well Compensated, Well Accumulated, Well Optimized, Well Liberated to Well Transformed, your journey as a client of Janiczek® will touch upon each one of these natural traits as we seek to help you and all of those around you to flourish. See Mr. Janiczek’s latest book, FLOURISH! How to Prosper with the Great Ease, for more details on this exciting dimension of our work.* The Oxford Dictionary
A Brief Interview Worth Watching
Watch our founder, Joseph Janiczek, interviewed on the
Elite Advisor Program by Dr. Robert Neiderman.
Download Janiczek’s Most Popular Guides
While you will likely hire us to handle most of the details, it never hurts for you to become more aware of the important concepts, tools and techniques used to achieve certain financial planning, retirement planning, portfolio management or wealth management objectives. This is why we are offering FREE guides at no cost or obligation to you.
Use the guides as a resource for yourself and… when the topic comes up in conversations with colleagues and friends…
let us know and we’d be happy to give you a copy to give to them.
For more Informative Guides click here
Want to Discuss Your Situation?
A simple conversation with one of our advisors may help you best sort out your needs and next steps. We’d be happy to confidentially chat with you. Just let us know when you are ready.
Call Now: 303-721-7000. Or submit request: